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How Long Does it Take to File an 18 Wheeler Claim? It can take longer for a car accident claim to be settled than a 18-wheeler accident. This is due to the fact that truck accidents often involve severe injuries. However, every truck accident is unique and there are many factors which affect the time it takes to reach a settlement. Here are a few of the most important considerations. Insurance claims Like any other vehicle on the road 18 wheeler trucks are required to have a minimum level of insurance. This is due to a reason. Accidents involving large trucks can cause more serious injury and property damage than a typical car accident. In fact, these crashes often result in death and a number of catastrophic injuries. It is essential that those who suffer from these accidents submit a claim in order to receive the compensation they deserve. While insurance for 18 wheelers is a must but it isn't always easy to find policies that meet all your needs. Depending on the type of cargo your trucks carry it is possible that you will require additional kinds of insurance. Hazmat carriers, for instance might require liability insurance that ranges from $5 million to $5 million. Other policies you may require include towing insurance, trailer interchange insurance, and cargo insurance. A knowledgeable attorney can assist you in determining the type of coverage is required by your company. Additionally, they can assist you in negotiating with insurance companies to ensure that your claim can be appropriately resolved. In some instances insurance companies may attempt to reduce their liability by asserting that they are at fault. This can seriously diminish the value of your claim. A lawyer can help you debunk these claims and ensure you get the most compensation you are entitled to. A knowledgeable lawyer will ensure that you receive the amount required to recover regardless of the manner in which you were injured in your accident. Settlements In many cases, a car accident victim will receive a settlement offer long before a lawsuit is filed. The settlement offer is usually below what the victim deserves. It's made by the trucking company or their legal team. The victim should not accept a deal without discussing it with an attorney for personal injury first. The value of a settlement will depend on a variety of factors that include the extent of injuries, property damage and medical costs. Other damages that are not economic can also be considered, especially when you've been emotionally or physically affected by the accident. 18 wheeler accident law firm bloomington are difficult to quantify and require professional analysis. The determination of liability is a key element that determines the final compensation amount. If you can prove the responsible party broke traffic laws or was negligent, or caused the accident by an act of negligence, they are liable for your damages. There are also legal defenses that restrict their liability, such as comparative fault or contributory negligence. Owners of trucking companies may be held accountable for accidents. This is possible if the driver of the truck was operating in poor condition or the company did not keep the vehicle in good working order. In addition, if cargo was not properly loaded or a portion of the truck was damaged the shipping company and the cargo loading company could be held liable. Filing a lawsuit You could be required to file a suit in the event that the insurance company does not offer an acceptable settlement. This can delay the resolution of your case but it could also result in a larger settlement of damages. A lawyer for truck accidents is the best option whether you settle or go to court. The insurance companies in this situation are likely to attempt to undercut you, so you require someone who can protect your interests. A Lafayette truck accident lawyer can look over the accident, determine the value of your injuries and make sure you receive the highest compensation for your injuries. In the majority of 18-wheeler accidents there are many people who are accountable. If the driver of the truck was under the influence of alcohol or violated the rules regarding hours of service, and his or her employer could be held responsible. A manufacturer of a vehicle repair shop or component may be held accountable in the event that the component was defective and responsible for the accident. Additionally, cargo loading or shipping companies can be held accountable for accidents that happen to their trucks. This is because these trucks have to be loaded and shipped in a safe way to prevent them from tipping over or jackknifing. These companies are required by law to follow strict safety regulations. The law also allows you to claim non-economic damages, like pain and suffering. Trial Most truck accident cases are settled through negotiations with the insurance company. A fair settlement should be based on all of your medical expenses or treatment costs, as well as other losses that you are likely to suffer. Your attorney can also assist you in determining the potential damages that your future losses could be, and whether punitive damages might be applicable. A qualified attorney can guide you through this procedure. The extent of your injuries will determine the amount of compensation you will receive. Some injuries can only affect you for weeks or even months, but others can have a permanent or lasting impact on your life. In 18-wheeler accidents it can take time to identify who is at fault. This is due to the fact that there could be multiple liable parties which include the driver of the truck and the company which employs them. In some instances, there could be mechanical issues in the vehicle that lead to an accident. In this situation, it may be necessary to hold the repair shop or manufacturer liable for the damages. There are many factors that can affect the size of a settlement for an 18-wheeler crash but, in general, these kinds of cases result in larger settlements than those with cars. This is due to the nature of the injuries and the damages caused by these accidents, which may be catastrophic.